Bank Accounts

The Pay with Bank Account (also known as Direct Debit) option allows you to collect payments directly from a customer’s bank account instead of using a card. The authorization and payment process depends on the customer’s country or currency.

When to Use this Method

Use this payment method when you want to:

• Accept payments directly from customer bank accounts without relying on cards.
• Enable recurring or subscription-based payments through direct debit mandates.
• Offer a convenient and secure payment option for customers in regions where card usage is limited or less common.

Charging Bank Accounts

There are three types of direct bank account charges, depending on the currency or country of the account:

1. Direct Debit (for Nigerian accounts): The customer authorizes the payment through their bank, and the amount is debited from their account.
2. UK and EU Bank Account: The customer is redirected to an interface where they select their bank and authorize the payment through their banking app.
3. ACH Payment (for USD and ZAR Accounts): Payments are processed through the Automated Clearing House (ACH) network, which supports transfers in the United States and South Africa.

Follow the link to read more about making bank account charges (direct debit) in Nigeria, UK and EU bank account and ACH payments.