Pay with Bank (NG)

post https://api.flutterwave.com/v3/charges?type=mono

Charge Nigerian bank accounts using Flutterwave. We recommend you read the method overview before you proceed.

Body Params

amount

int32

required

Defaults to 500

This is the amount to be charged. The least amount is NGN 200

string

required

Defaults to user@flw.com

This is the email address of the customer

tx_ref

string

required

Defaults to MC-MC-1585230ew9v5050e8

This is a unique reference, unique to the particular transaction being carried out.

currency

string

required

Defaults to NGN

This is the specified currency to charge in. (expected value: NGN)

fullname

string

Defaults to Yemi Desola

This is the customers full name. It should include first and last name of the customer

phone_number

string

Defaults to 07033002245

This is the phone number linked to the customer's mobile Bank account

Headers

Authorization

string

required

Defaults to Bearer FLWSECK_TEST-SANDBOXDEMOKEY-X

Pass your secret key as a bearer token in the request header to authorize this call

Responses

Language


xxxxxxxxxx
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curl --request POST \
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     --url 'https://api.flutterwave.com/v3/charges?type=mono' \
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     --header 'Authorization: Bearer FLWSECK_TEST-SANDBOXDEMOKEY-X' \
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     --header 'Content-Type: application/json' \
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     --header 'accept: application/json' \
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     --data '
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{
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  "amount": 500,
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  "email": "user@flw.com",
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  "tx_ref": "MC-MC-1585230ew9v5050e8",
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  "currency": "NGN",
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  "fullname": "Yemi Desola",
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  "phone_number": "07033002245"
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}
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'


xxxxxxxxxx
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}
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{
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  "status": "success",
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  "message": "Charge initiated",
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  "data": {
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    "id": 1737594392,
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    "tx_ref": "mono-sample",
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    "flw_ref": "ENDN5552173815106707216060",
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    "device_fingerprint": "N/A",
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    "amount": 1000,
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    "charged_amount": 1014,
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    "app_fee": 14,
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    "merchant_fee": 0,
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    "processor_response": "Pending validation",
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    "auth_model": "INTERNET_BANKING",
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    "currency": "NGN",
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    "ip": "52.18.161.235",
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    "narration": "JohnDoe",
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    "status": "pending",
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    "auth_url": "https://api.ravepay.co/flwv3-pug/getpaid/api/short-url/ba5e7665-89de-4d55-bddd-da91e475864b",
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    "payment_type": "account",
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    "fraud_status": "ok",
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    "created_at": "2025-01-29T11:44:26.000Z",

200200

400400